Commercial Vehicle General Assumptions

The Proposer and all Drivers:

  • Have not been refused insurance, or renewal of insurance or had special terms or conditions imposed by an insurer
  • Have not been disqualified from driving
  • Have not been involved in any accident/loss and have not had any claims made against you in the last 5 years
  • Have no convictions for any motor offence and/or no pending prosecutions
  • Have no disability or medical condition that impairs your ability to drive
  • Are not involved or employed, either full time or part time, in any occupation that the broker believes may prevent an insurer from offering standard terms


The Vehicle:

  • Is not imported, left hand drive, adapted or modified in any way and there is no rear seating except in the case of purpose built crew cab vehicles
  • The vehicle will not be used for carriage of toxic, corrosive, explosive or flammable goods
  • The vehicle will not be used for hire or reward or for the carriage of other peoples goods
  • The vehicle will not be used in airports
  • The person or company that is insuring the vehicle is the registered owner of the vehicle and the vehicle is registered in Ireland
  • That you, the proposer, are the main user of the vehicle
  • That the vehicle’s overnight location is at the address noted on the policy
  • The vehicle holds a valid DOE/CVRT Certificate


The Proposer:

  • Will be contacted by via email with their quote details during the quotation process
  • May be contacted by us via email/phone after the quotation process and may unsubscribe at any stage by replying to the received email indication so

Please note:

By ticking the box below I am confirming I have met all the driving and vehicle requirements in the above assumptions and that all information supplied and/or any future information provided will form the basis of my contract.

In the event that you cannot comply with the assumptions please call us on 042 9359090 - we may still be able to offer you a competitive quotation!