Commercial Vehicle General Assumptions

The Proposer and all Drivers:

  • Have not been refused insurance, or renewal of insurance or had special terms or conditions imposed by an insurer
  • Have not been disqualified from driving
  • Have not been involved in any accident/loss and have not had any claims made against you in the last 5 years
  • Have no convictions for any motor offence and/or no pending prosecutions
  • Have no disability or medical condition that impairs your ability to drive
  • Are not involved or employed, either full time or part time, in any occupation that the broker believes may prevent an insurer from offering standard terms


The Vehicle:

  • Is not imported, left hand drive, adapted or modified in any way and there is no rear seating except in the case of purpose built crew cab vehicles
  • The vehicle will not be used for carriage of toxic, corrosive, explosive or flammable goods
  • The vehicle will not be used for hire or reward or for the carriage of other peoples goods
  • The vehicle will not be used in airports
  • The person or company that is insuring the vehicle is the registered owner of the vehicle and the vehicle is registered in Ireland
  • That you, the proposer, are the main user of the vehicle
  • That the vehicle’s overnight location is at the address noted on the policy
  • The vehicle holds a valid DOE/CVRT Certificate


The Proposer:

  • Will be contacted by via email with their quote details during the quotation process
  • May be contacted by us via email/phone after the quotation process and may unsubscribe at any stage by replying to the received email indication so

Please note:

By ticking the box below I am confirming I have met all the driving and vehicle requirements in the above assumptions and that all information supplied and/or any future information provided will form the basis of my contract.

In the event that you cannot comply with the assumptions please call us on 042 9359090 - we may still be able to offer you a competitive quotation!

I have read and accept the Privacy Policy and Terms of Business

Please tick this box if you allow us to contact you about discounts, special offers and information by post, email, SMS, phone and other electronic means.

I have read and accept the Duty of Disclosure

I have read and accept the above assumptions