The property is:

• In an area free from Flooding, and is not within 100 metres of any property or development, which has flooded
• In an area free from subsidence and is not within 200 metres of any property or Development, which has been subject to Subsidence
• In an area free from heave, landslip, coastal or river erosion
• Maintained in a good state of repair
• Not under Construction, Renovation, Redecoration or Extension
• Not used to store commercial goods or used as the place of employment for any employee of your company or firm
• Not left unoccupied for more than 30 consecutive days at any one time
• Not regularly unoccupied at night

You, nor any member of your household has:

• Not suffered any loss during the last 6 years from any of the events you wish to insure whether insured or not
• Ever had a proposal for insurance declined, renewal refused, cover terminated or special terms or conditions imposed by any insurer
• Ever been convicted of, or have any prosecution pending for any criminal offence(other than minor driving offences)